Requirements
QualificationsBachelor’s degree in Business Administration, Information Technology, Computer Science, Engineering, or a related field.Professional certifications in Innovation Management, Digital Transformation, Agile, Product Management, Design Thinking, or Project Management are considered an advantage.ExperienceMinimum of 8 years of relevant experience in Digital Banking, Innovation, Electronic Banking, Product Management, Digital Transformation, or related fields.Experience managing cross-functional projects and delivering digital initiatives within the banking sector.Skills & CompetenciesInnovation and Design ThinkingDigital Banking KnowledgeProduct and Service DevelopmentProject and Portfolio CoordinationBusiness Analysis and Problem SolvingMarket Research and Competitive AnalysisCustomer Experience (CX) AwarenessStakeholder ManagementVendor and Partnership CoordinationStrong Communication and Presentation SkillsPlanning and Organizational SkillsAnalytical and Decision-Making SkillsKnowledge of Banking Products, Services, and Regulatory RequirementsProficiency in Microsoft Office and the Bank’s operating systemsAbility to work effectively under pressure and manage multiple priorities
Description
Job PurposeSupport the execution of the Bank’s innovation strategy by leading the development, implementation, and delivery of innovation initiatives that enhance digital banking services, improve customer experience, and drive operational efficiency. The role is responsible for managing the innovation pipeline, coordinating cross-functional initiatives, conducting market and customer research, and fostering a culture of innovation across the Bank.Key ResponsibilitiesLeadership & People ManagementDefine the Unit’s objectives and KPIs in alignment with the Department’s strategy.Lead, coach, develop, and evaluate Innovation Unit employees to ensure high performance and continuous professional development.Monitor attendance, approve leave, allocate resources, and ensure the effective delivery of the Unit’s responsibilities.Promote collaboration, creativity, accountability, and continuous improvement within the team.Innovation DeliveryManage the end-to-end execution of innovation initiatives from ideation through implementation and post-launch evaluation.Coordinate the development of innovative digital products, services, and customer journeys across the Bank’s electronic channels.Support the implementation of digital transformation initiatives by identifying opportunities to simplify banking processes and improve customer experience.Monitor innovation initiatives to ensure delivery within agreed scope, timelines, quality standards, and budget.Market Research & Innovation DevelopmentConduct market research, competitor benchmarking, customer analysis, and technology assessments to identify innovation opportunities.Monitor global trends in digital banking, fintech, artificial intelligence, open banking, automation, and emerging technologies.Prepare business cases, feasibility studies, and recommendations for new innovation initiatives.Evaluate customer feedback and business requirements to recommend enhancements to digital products and services.Cross-Functional CollaborationCoordinate with Retail Banking, Digital Banking, IT, Operations, Risk, Compliance, Marketing, and other business units to successfully deliver innovation initiatives.Facilitate workshops and working sessions to identify, evaluate, and prioritize innovation opportunities.Support the implementation of customer-centric solutions that improve service quality and operational efficiency.Partnership ManagementCoordinate with fintech companies, technology providers, and external partners during the implementation of innovation initiatives.Support the evaluation of new technologies and partnership opportunities to enhance the Bank’s innovation capabilities.Monitor vendor performance and ensure successful delivery of agreed innovation outcomes.Innovation Governance & ReportingMaintain the innovation pipeline and monitor the progress of innovation initiatives.Prepare periodic management reports, dashboards, and presentations highlighting project status, KPIs, risks, achievements, and business impact.Ensure innovation initiatives comply with internal policies, regulatory requirements, information security standards, and governance frameworks.Identify project risks and recommend mitigation plans.Innovation CultureSupport employee innovation programs, ideation campaigns, and innovation awareness initiatives across the Bank.Promote knowledge sharing and innovation best practices across business units.Encourage continuous learning and adoption of emerging technologies.Business ContinuityServe as a Primary or Alternate member of the Bank’s Business Continuity Plan (BCP) and officially established emergency response teams, carrying out assigned responsibilities to minimize business disruption during crises.