The Assistant Manager - Retail Credit is responsible for managing the ENBD Approved List of Employers. This involves reviewing company listing proposals, assessing them against approval policies and criteria, and making recommendations for approval or decline. The role also includes maintaining and updating the approved list of employers and conducting field visits for company approvals for retail lending products. The Assistant Manager will also monitor market and industry trends impacting the retail portfolio and handle queries from various business channels.
Required Skills
Finance, Legal & Governance
○Credit Analysis○Policy Development
Engineering, Construction & Trades
○Risk Assessment
Business, Sales & Management
○Market Research
Requirements
The role requires reviewing and implementing company approval policies and criteria for new and existing company listings. It involves performing verifications, conducting employer visits, and maintaining an updated list of approved companies. The candidate will also monitor market/industry impacts on the retail portfolio and handle employer-related queries.
Description
Review and implement the company approval policy and criteria on the proposals received for new company listing and to upgrade/ maintenance of a listed company.
Perform verifications and conduct visits to the employers for new proposals received for company listing and existing companies as and when required.
Maintain and update the Approved List of Companies required additions and /or modifications for listed employers.
Keep update on the market / industry which may impact the Retail Portfolio sourced from listed companies
Handling Employer related queries received from all channels including RCC, Branches and other business channels