SME CREDIT MANAGER

🏢 Clicks2compare Banking Consultant
📍 Dubai, United Arab EmiratesFull-timeOn-site
📅 Posted: 2w ago🔄 Updated: 2w ago
CV%
✨ AI Summary
The SME Credit Manager will analyze complex financial statements and credit data to assess the risk profile of Small and Medium Enterprises (SMEs). This role involves developing and implementing robust credit policies and procedures, managing a portfolio of SME credit facilities, and structuring innovative credit solutions. The ideal candidate will have a strong understanding of SME lending, financial analysis, and risk assessment methodologies. Analyze complex financial statements and credit data to assess the risk profile of Small and Medium Enterprises (SMEs).Develop and implement robust credit policies and procedures tailored to the SME lending landscape, ensuring compliance and mitigating risk.Manage a portfolio of SME credit facilities, proactively monitoring performance and identifying potential early warning signs of distress.Structure innovative and competitive credit solutions for SMEs, balancing risk appetite with business gr
Required Skills
Finance, Legal & Governance
○Financial Statements○Financial Analysis○Portfolio Management○Underwriting
Engineering, Construction & Trades
○3D Modeling○Risk Assessment
Other
○credit scoring models○financial software○loan origination systems○Head Of SME Credit○Senior Credit Officer SME○Credit Risk Manager SME○Loan Structuring○Loan Origination○SME Banking Credit Head○Relationship Credit Manager
Business, Sales & Management
○Risk Management
Nice to have:
Other
○Head of SME Credit○Senior Credit Officer SME○Credit Risk Manager SME○Loan Structuring○Loan Origination○SME Banking Credit Head○Relationship Credit Manager
Finance, Legal & Governance
○Financial Analysis○Portfolio Management○Underwriting
Business, Sales & Management
○Risk Management
Requirements

  • Possess a Bachelor's degree in Finance, Economics, Accounting, or a related field; an MBA or relevant professional certification (e.g., CFA, CPA) is highly advantageous.

  • Demonstrate a minimum of 2-4 years of progressive experience in credit analysis, underwriting, or portfolio management, with a significant focus on SME lending.

  • Exhibit a deep understanding of financial statement analysis, cash flow modeling, and risk assessment methodologies specific to SMEs.

  • Proficiency in using credit scoring models, financial software, and loan origination systems is essential for effective workflow management.

Description
Analyze complex financial statements and credit data to assess the risk profile of Small and Medium Enterprises (SMEs).Develop and implement robust credit policies and procedures tailored to the SME lending landscape, ensuring compliance and mitigating risk.Manage a portfolio of SME credit facilities, proactively monitoring performance and identifying potential early warning signs of distress.Structure innovative and competitive credit solutions for SMEs, balancing risk appetite with business growth objectives.
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🎯 Overalli74%
⚡ Skillsi85%
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Ontology Match: 85.0
Matched:✓ Requirements Matching✓ Ontology Skills Mapping
📜 Eligibilityi49%
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Local: 19600%
🏗️ Career Fiti91%
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Seniority: 91.0
📋 Requirementsi67%
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Domain: 67.0
🔥 Motivationi78%
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Title Fit: 78.00