Sr. Business Analyst - Retail credit and Finance

🏢 Alghanim Industries
📍 KuwaitFull-timeHybrid
📅 Posted: 2w ago🔄 Updated: 2w ago
CV%
✨ AI Summary
Alghanim Industries is seeking a Sr. Business Analyst with expertise in Retail Credit and Finance. The role involves acting as an IT partner for Consumer Credit, Finance, Accounting, and Automation systems, ensuring regulatory compliance, financial accuracy, and operational efficiency throughout the consumer lending lifecycle. Responsibilities include translating requirements into system specifications, supporting Agile/hybrid delivery, managing the end-to-end consumer lending lifecycle, ensuring accurate financial computations, integrating platforms, supporting IFRS-9/ECL logic, leading automation initiatives, ensuring compliance with central bank regulations, and participating in project delivery phases like sprint planning and UAT.
Required Skills
Other
ERPsFinance Accounting systemsRPA workflowsCredit Platformsconsumer credit
Requirements
Bachelor's degree in Computer Science, Information Technology, Finance, Accounting, or Business Administration. 5-10 years of experience as an IT/Business Systems Analyst with mandatory experience in Consumer Credit/Retail Lending and Finance & Accounting systems. Experience with Loan Management Systems (LMS), Core Banking/Credit Platforms, and ERPs. Exposure to Agile or hybrid project delivery environments.
Description
Job description:Job SummaryTo act as a domain-driven IT partner supporting Consumer Credit, Finance, Accounting, and Automation systems, ensuring regulatory compliance, financial accuracy, operational efficiency, and digital transformation across the consumer lending lifecycle, while supporting Agile and hybrid delivery models. Job ResponsibilitiesTranslate consumer credit and finance requirements into functional and technical system specificationsSupport Agile / hybrid project delivery by converting business requirements into epics, user stories, and acceptance criteria, while maintaining formal BRD/FSD documentationSupport end-to-end consumer lending lifecycle: origination, disbursement, servicing, collections, write-offs, and closureEnsure accurate interest computation, amortization, fees, penalties, and GL postingsIntegrate lending platforms with core finance systems, payment gateways, and regulatory reporting toolsSupport IFRS-9 / Expected Credit Loss (ECL) logic, provisioning, and financial reconciliationsLead or support automation initiatives (RPA, workflows, exception handling, reconciliations)Ensure compliance with CBK / GCC Central Bank regulations, audit requirements, and internal controlsParticipate in sprint planning, UAT, production releases, incident resolution, and audit queries Candidate RequirementsBachelor's degree in one of the following: Computer Science / Information Technology /Finance / Accounting /Business Administration5–10 years as an IT / Business Systems AnalystMandatory experience in Consumer Credit / Retail Lending and Finance & Accounting systemsExperience working with Loan Management Systems (LMS), Core Banking / Credit Platforms, and ERPsExposure to Agile or hybrid project delivery environment
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🎯 Overalli74%
⚡ Skillsi85%
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Ontology Match: 85.0
Matched:✓ Requirements Matching✓ Ontology Skills Mapping
📜 Eligibilityi49%
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Local: 19600%
🏗️ Career Fiti91%
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Seniority: 91.0
📋 Requirementsi67%
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Domain: 67.0
🔥 Motivationi78%
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Title Fit: 78.00