✨ AI Summary
This is a Senior Credit Analyst position focused on Credit Initiation & Compliance within Credit Management. The role involves reviewing and verifying customer financial documents for accuracy and completeness, assessing credit applications against defined credit policy and risk parameters, and performing calculations for income, liability, and affordability. The Senior Credit Analyst will also conduct credit bureau checks, maintain accurate records, and ensure documentation complies with internal guidelines. A strong understanding of compliance, KYC, and AML review is required, along with ensuring data capturing in transaction processing systems adheres to policy. The position is specifically for UAE Nationals.
Requirements
The role requires reviewing and verifying customer financial documents, assessing credit applications against policy and risk parameters, performing income, liability, and affordability calculations, conducting credit bureau checks, maintaining accurate records, and supporting senior credit officers. Knowledge in compliance, KYC & AML review, and ensuring data capturing in transaction processing systems as per policy are essential. Checking daily reports to ensure transactions are passed against proper documents is also a key responsibility.
Description
Review and verify customer financial documents for accuracy and completeness.
Assess credit applications against defined credit policy and risk parameters.
Perform basic income, liability, and affordability calculations.
Conduct credit bureau checks and flag adverse findings for review.
Maintain accurate records and ensure documentation complies with internal guidelines.
Support senior credit officers in evaluation, reporting, and decision-making processes.
Should have knowledge in compliance, KYC & AML review
Ensuring Data Capturing in Mashreq Transaction processing systems is as per the Process / Policy
Ensuring all pre-requisite system checks are adhered as per the requirement
Checking all types of reports on daily basis to ensure all transactions have been passed against the proper documents.