Test Lead - Credit Decisioning

🏢 Unison Group
📍 Dubai, United Arab EmiratesContractOn-site
📅 Posted: 1w ago🔄 Updated: 1w ago
CV%
✨ AI Summary
We are seeking an experienced Test Lead with extensive banking and credit/lending domain knowledge to oversee testing for an End-to-End Credit Decisioning program. The role involves leading test planning, SIT, UAT, and Go-Live activities, managing the defect lifecycle, and ensuring adequate test coverage across different lending segments. The Test Lead will validate credit processes, rules, and workflows, lead API and integration testing, and oversee performance and non-functional testing. Responsibilities also include preparing test status reports, leading various testing teams (functional, automation, performance, vendor), and supporting Go-Live and post-implementation phases. This role requires strong leadership, mentoring capabilities, and a commitment to high-quality testing standards.
Required Skills
Soft Skills & Professional Competencies
People Management
Other
credit originationfinancial spreadingrisk ratingapproval workflowcredit rulesapproval authorityworkflow processesALMZephyrqTest
Finance, Legal & Governance
Underwriting
Business, Sales & Management
Cost ControlCustomer SegmentationHR ManagementAgile
Information Technology
REST APIIntegration TestingPerformance TestingFunctional TestingSQLJiraAzure DevOps
Engineering, Construction & Trades
Validation
Nice to have:
Information Technology
SeleniumTest AutomationREST AssuredPostman
Other
UAE banking regulations
Requirements
12+ years of overall experience in Software Testing / QA.At least 6 years of experience as a Test Lead / Test Manager with team management experience.Strong experience in Banking, Credit, Lending, Loan Origination or Credit Decisioning projects.Strong understanding2of Micro/mSME, Mid Corporate and Large Corporate lending processes.Experience delivering at least 2 end-to-end lending, loan origination or credit decisioning implementations from testing through Go-Live.Strong experience in Test Strategy, Test Planning, SIT, UAT, Regression and Defect Management.Hands-on experience in API and integration testing.Experience with credit bureaux, risk-rating engines, financial spreading systems, core banking and external partner integrations.Good understanding of SQL and data validation.Experience with tools such as JIRA, Azure DevOps, ALM, Zephyr or qTest.Knowledge of automation tools such as Selenium, Playwright, Cypress, REST Assured or Postman is preferred.Experience managing internal, vendor and implementation-partner testing teams.Experience working in Agile, Hybrid and vendor-led environments.UAE/GCC banking experience is strongly preferred.Knowledge of UAE banking and regulatory requirements is an advantage.ISTQB certification is preferred.Bachelor's degree in Computer Science, IT, Engineering, Banking & Finance or a related field.
Description
We are looking for an experienced Test Lead with strong banking and credit/lending domain knowledge to lead the testing activities for an End-to-End Credit Decisioning programme.The candidate will work closely with business, IT, risk, credit, TCOE and implementation partner teams from test planning through SIT, UAT, Go-Live and post-production support.Roles & ResponsibilitiesOwn and manage the overall Test Strategy, Test Plan and Test Schedule.Lead SIT, integration testing, regression testing, UAT and Go-Live readiness.Define test scope, entry/exit criteria, quality gates and release-readiness criteria.Manage the complete defect lifecycle, including triage, prioritization, tracking and closure.Ensure adequate test coverage across Micro/mSME, Mid Corporate and Large Corporate lending.Validate credit processes including credit origination, underwriting, financial spreading, risk rating, pricing, approval and limit setup.Ensure proper testing of credit rules, segmentation, approval authority and workflow processes.Lead API and integration testing with external and internal banking systems.Review and validate test scenarios, test cases and expected results.Remain hands-on and personally test high-risk and critical business scenarios.Oversee performance and other non-functional testing activities.Plan and lead UAT with business users and ensure formal business sign-off.Prepare test status reports, highlight risks and provide clear Go/No-Go recommendations.Lead and manage functional, automation, performance and vendor testing teams.Coordinate with implementation partners and ensure timely delivery of testing activities.Support Go-Live, hypercare and post-implementation verification.Mentor team members and ensure high-quality testing standards.
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🎯 Overalli74%
⚡ Skillsi85%
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Ontology Match: 85.0
Matched:✓ Requirements Matching✓ Ontology Skills Mapping
📜 Eligibilityi49%
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Local: 19600%
🏗️ Career Fiti91%
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Seniority: 91.0
📋 Requirementsi67%
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Domain: 67.0
🔥 Motivationi78%
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Title Fit: 78.00